With a Westfield plan everybody benefits
In partnership with Westfield Health, the Chamber of Commerce East Lancashire can now offer companies a range of affordable corporate and voluntary healthcare plans.
Companies looking to provide basic healthcare for their employees are increasingly turning to healthcare plans as an effective low cost alternative to private medical insurance, and if used to complement PMI it can help lower PMI premiums and control future claims costs.
The principles of a Westfield healthcare plan are simple
For an affordable premium – from as low as £1.10p a week – an employee can claim tax-free lump sums, up to set maximum limits, to help pay for a range of everyday healthcare – such as sight tests, dental treatment, physiotherapy and specialist consultations. This can help employees seek immediate treatment for everyday health problems before they become acute.
Increasingly employers are introducing this cover for their employees as an effective means of reducing absenteeism, improving productivity and reducing the risk of litigation. Westfield plans are appreciated as a high value employee benefit and can assist with staff recruitment and retention. Easy to introduce and administer, the cost of providing a Westfield healthcare plan for employees can be offset against corporation tax.
Westfield Health is an award winning, not-for-profit organisation. As one of the UK’s leading providers of corporate healthcare plans, Westfield is committed to providing the highest possible standards of customer service and value for money products.
Westfield offer plans are aimed at Chamber members, non- members of Chambers and individuals. For more plan specific information please select a plan form the left hand menu,
Managing Risk with the Chamber Primary Health Plan
Managing risk and the issues of employee productivity and welfare all have to be dealt with.
Exclusively available to Chamber members only, the Chamber Primary Health Plan is an excellent risk management tool as well as an extremely valuable employee benefit. The innovative plan provides employees with cash benefits up to set maximum limits towards a range of everyday healthcare treatments, together with access to the latest technology in diagnostic scanning and the support of an Employee Assistance Programme.
All pre-existing conditions are covered for eligible employees, no medical is required and employees can enjoy immediate cover – no waiting periods apply. A waiting period of three months applies to partner’s cover and voluntary upgrades.
This affordable plan, with three levels of cover available, is operated on a corporate paid basis only.
For further information on the Chamber Primary Health Plan please visit:
http://www.westfieldhealth.com/chamber/
A Positive Advantage
The Advantage Plan is a tried and tested flexible healthcare package and could prove to be a highly valued employee benefit.
Available to non-members of the Chamber, the Plan provides employees with financial assistance towards everyday healthcare. This could help staff seek early medical consultation and diagnosis, which can in turn help prevent potential problems becoming chronic.
The Advantage Plan offers a comprehensive range of benefits providing employees with money back, up to set maximum limits, towards: dental and optical treatment, a range of therapy treatments, consultations with a specialist, health screening, maternity, chiropody and much more.
Simple to administer, the plan can be offered to employees as a full or part-paid benefit or alternatively on a payroll deduction basis.
Advantage offers a choice of five different levels of cover from as little as £1.10p per week.
For further information on the Advantage Plan please visit:
http://www.westfieldhealth.com/eastlancadvantage
Good4You
Westfield’s Good4You plan is suitable for those who wish to buy direct cover for themselves and their families.
Offering five levels of cover, the Plan provides a comprehensive range of everyday healthcare benefits. For instance you can claim cash benefits up to set maximum limits towards the cost of dental treatment, sight tests, glasses and contact lenses, having a baby, consultation with a specialist, home help, a range of therapy treatments and hospitalisation and much more.
The Plan also includes a 24 hour confidential counselling and advice line. Whatever the problem, a team of qualified, professional counsellors, lawyers and medical advisors are on hand to talk to at any time of the day or night.
In addition, the Plan includes cover for some benefits at no extra cost for any dependent children up to the age of 18.
For further information on the Good4You plan please visit:
http://www.westfieldhealth.com/health-cash-plan.asp
